So, Being that it is Friday now I officially have my first paycheck that gets budgeted! How exciting! I'm a little fearful of this next month because I'm not sure that the budget is designed for all the "little things" that come up every month or things I just plainly overlooked.
My budget is basically broken down into a few categories, Tomorrow I'll be going over them specifically to outline exactly how we're breaking our money up and hopefully someone can comment if I've left anything out! The basic categories are:
This week has been pretty stressful because I made sure to empty my checking account to start from a 0 balance (actually there was $3 in the account, but close enough). I socked everything else away into an emergency fund ($1000). I'm not used to not having even just a little money to flutter away! I couldn't even buy anything at the cafeteria at work which I usually do once a week, it was just weird and it was always in my mind that there was NO MONEY in the account to spend.
Also another thing is the way I've split the budget, some envelopes only get paid once a month their full amount, like our fun money, except that it is the LAST week of the month (because it assumed carry over into the next month) only there is no carry over this month so it will be pretty tough to stick to our budget when we don't even have a little room this month because of out fun money envelope not being funded!